Your Path to Homeownership
Lease with Option to Purchase
Our Lease with Option to Purchase program is designed for individuals and families who want to become homeowners but need additional time to prepare for traditional financing.
Instead of putting your plans on hold, you can move into a Green Ladder home today while working toward the opportunity to purchase it in the future. Your purchase price and key terms are established upfront, so you know what you’re working toward from the beginning.
Unlike a traditional rental, your lease comes with an option to purchase the home. Your option fee secures that opportunity and 100% of the option fee is applied toward your purchase at closing. You’ll also receive a $25 credit from each current month’s rent toward closing costs when you purchase the home.
During your lease period, you can focus on improving credit, building savings, reducing debt, and preparing for mortgage financing. We can also connect you with mortgage professionals and other resources to help you understand the steps needed to become mortgage-ready.
The goal is simple: give you time, a clear plan, and a home you can work toward making your own.
If traditional financing isn’t an option for you today, Green Ladder’s Lease with Option to Purchase program may provide the path you need to work toward homeownership.