Buying a home can be challenging—especially in today’s tight credit market.

Finding the right home is only part of the journey. Qualifying for a traditional loan can be difficult, even for buyers with steady income and a clear goal of ownership.

Our Lease with Option to Purchase program provides a clear, structured path forward.

A Lease with Option to Purchase allows you to move into a home now while securing the exclusive right to buy it later. The purchase price and key terms are established upfront, giving you time to prepare for financing while living in the home you intend to own. Our process is transparent, realistic, and clearly defined so there are no surprises.

Program Highlights:

Lock in the purchase price and terms for 6–12 months or longer
100% of your option fee is credited toward the purchase price
Option fees typically range from 3–7% of the locked-in price
Acceptable option fee sources may include savings, retirement funds (401k/IRA), credit cards, gift funds, and other approved sources
Your option fee removes the home from the market; first month’s rent is due prior to move-in
Higher option fees may allow for additional flexibility
No penalty for purchasing early

Credit concerns?
We provide access to credit resources and mortgage lender referrals to help you prepare when you’re ready.

If you’re looking for a practical, well-defined path to homeownership without immediate financing, a Lease with Option to Purchase may be the right fit.
Reach out today to learn more—free, no obligation.